Capital Guardians Debit

September 13th, 2020

Integrated Capital Guardians reloadable debit card

Capital Guardians debit cards offer a highly secure, non-administrative, alternative to cash. This offer is for residential lifestyle teams or individuals. Therefore,  for low value, independent spending, or through a managed government program (i.e. NDIS, aged care homecare package).

The cards are ideal for allowing independence and paying vendors outside the Capital Guardians network.  Card use is by tap or pin over $100, or ATM cash withdrawal. Therefore, giving transaction transparency, governance that is not available with other alternatives, including cash.

  • No 100 point check. However, still named by an individual or organisation
  • Cost of $30 issue, plus $36 per year and a 2% transactions fee.
  • Organisations eliminate petty cash and use when spending on behalf of account holders. Therefore, the Capital Guardians’ mobile app captures any expenditure. In fact, allocated, approved and the card topped up that week.
  • Individuals can link cards to their Capital Guardians’ account (personal, homecare, or NDIS). Also, expenditures approved by family or organisation are put back onto the card that week.

Card registration process

  1. Contact us, and when logged in, we will send you a link to register online for a card.  Whereby you put a once-off financial float (ie $300) on the card
  2. You receive a card, and can use it immediately
  3. The individual’s financial representative must authorise all transactions on the card. The monies spent are put back on the card that week.Capital Guardians Facebook 
  4. https://capitalguardians.com/incorporating-plan-management-into-an-ndis-plan/https://capitalguardians.com/incorporating-plan-management-into-an-ndis-plan/

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Ross McDonald

Ross is the CEO and founder of Capital Guardians. He has an extensive career in financial management and tech solutions development. Having first created Capital Guardians as a solution for aged care over a decade ago, so his expertise in payments and invoicing for people in protected settings is second to none.

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